A Financial Partner Who Understands the Complexity of Your Career – and Simplifies It.
You didn’t become an orthopedic surgeon by following a general path. Your financial advisor shouldn’t either.
We work with high-income orthopedic surgeons who want a proven, streamlined process to optimize wealth, reduce taxes, and exit their careers with confidence. Whether you’re in private practice, hospital-employed, or part of a surgical group, we meet you where you are—and take you where you want to go.
Who We Work Best With
We’re a strong fit if you:
- Are an orthopedic surgeon earning $500K+ annually
- Have $1M+ in investable assets or are building toward that threshold
- Want to delegate financial planning to a specialist who understands your profession
- Own or plan to sell a practice, surgical center, or MSO interest in the next 3–7 years
- Value proactive communication and sophisticated strategy without complexity
We’re not a fit if you:
- Prefer DIY investing or only need basic portfolio management
- Want transactional or hourly advice without a long-term partnership
- Are not open to proactive planning across tax, business, and estate strategy
For more detailed information, download our Service Guide booklet.
What’s Included When You Work With Us
- Comprehensive Financial Planning
Tax optimization, cash flow modeling, investment management, retirement & estate planning. - Practice Exit & Liquidity Strategy
Pre-sale tax minimization, entity structuring, and succession guidance for private practice owners. - Asset Protection & Risk Planning
Trust structures, umbrella coverage analysis, and legal coordination to protect your wealth. - Strategy Reviews
Your plan evolves as your career does—we meet regularly to stay aligned. - Team Coordination
We integrate with your CPA, attorney, and business partners to ensure nothing falls through the cracks.
The Capable Wealth Process
Busy surgeons don’t want more complexity—they want clarity, structure, and trusted delegation. Our process is built around delivering measurable value quickly, while respecting your time and unique financial landscape.
STEP #1
Free Discovery Call
During this no-stress call we’ll take time to understand your situation, introduce our planning philosophy, and ensure we’re a good fit to work together.
We insist you sleep on your decision before moving forward, so there is never any pressure to sign up during this initial call.
STEP #2
Diagnosis & Planning Engagement
Purpose: We’ll conduct a 360° review of your financial life with a surgical-level assessment.
What We Analyze:
- Tax returns, entity structures, compensation packages
- Investment accounts, retirement plans, and risk profile
- Insurance, estate documents, and asset protection gaps
- Practice or surgical center equity, DSO/MSO considerations
Deliverables:
- Physician-specific Financial Planning Roadmap
- Tax optimization analysis and potential savings
- Investment alignment & risk strategy
- Exit and liquidity preparation (if applicable)
Outcome: You receive a clear, actionable blueprint built around your goals—and we’re ready to implement.
STEP #3
Implementation – First 90 Days
Purpose: Execute critical changes and build your new financial structure.
We Coordinate:
- Entity structure improvements (S-Corp, MSO, PC, etc.)
- Retirement plan optimization (cash balance, DB, 457, backdoor Roth)
- Investment account setup, transfer, and reallocation
- Insurance reviews and legal collaboration
- Exit strategy prep for business owners
Outcome: Your plan moves from paper to action—with clear communication and professional coordination.
STEP #4
Ongoing Oversight – Strategy Reviews
Purpose: Ensure your plan stays on track and evolves with your life.
Meeting Agenda Examples:
- Spring Meeting: Tax projection, retirement contribution strategy, Investment performance, mid-year planning tweaks
- Fall Meeting: Risk management, practice updates, End-of-year tax moves, estate updates, real estate, gift planning
Additional Services:
- Ongoing coordination with your CPA, estate attorney, and practice advisor
- “On-call” financial guidance for business or personal decisions
Outcome: You delegate without losing control—and gain peace of mind that your wealth is working at full capacity.
STEP #5
Annual “Financial Physical”
Purpose: A deep-dive review aligned with the way you manage your medical practice—clean, structured, diagnostic.
What It Includes:
- Comprehensive plan review & performance benchmarking
- New goal-setting & upcoming transitions
- Legislative updates and how they affect you
- Coordination of all outside professionals
Outcome: Your financial plan is recalibrated for the next 12 months with full alignment across all components of your wealth.
Start exploring your capabilities today! Book your free discovery session so that we can begin your wealth building journey.
