FAQ

Yes. Our firm is built specifically to serve orthopedic surgeons nationwide. This focus allows us to deliver highly specialized strategies that align with your income structure, liability risks, and practice planning needs.

We typically work with surgeons who have at least $1 million in investable assets or are earning $500,000+ annually with strong savings capacity. If you're approaching those thresholds and looking for a long-term relationship, we’re happy to talk.

Yes. We serve both private practice owners and hospital-employed orthopedic surgeons. Each path has unique financial planning considerations—and we have deep experience with both.

Our planning is comprehensive and includes:

• Tax strategy & multi-entity structuring
• Investment management & portfolio design
• Retirement & cash flow planning
• Practice transition & exit preparation
• Risk management & asset protection
• Estate & legacy planning

Yes. We help you prepare for a sale or transition—financially, legally, and emotionally. While we don’t broker deals, we coordinate with CPAs, attorneys, and DSO/MSO consultants to ensure a tax-efficient, successful exit.

Absolutely. We regularly coordinate with our clients’ existing tax and legal teams to ensure your plan is aligned across every advisor. Think of us as the quarterback of your financial life.

No. We specialize in ongoing, long-term partnerships. Orthopedic surgeons benefit most from a relationship that evolves over time—not a one-off analysis. Our best work happens through continuous collaboration.

Our practice is fully virtual, so we can work with you wherever you are. Meetings are typically via Zoom, with secure document sharing and a custom financial dashboard.  If you are local to us then we are also happy to meet in-person.

Yes, our services and processes have been designed so clients of Capable Wealth can easily work with us from any part of the world.  As long as you have a phone line or internet connection, we can work together.

This meeting is a no-pressure meeting to learn about your situation and see if it is a good fit for us to work together.  We mandate that all new prospective clients sleep on their decision even if they believe they are ready to move forward right away.

The CFP® is the most rigorous and highly regarded financial planning designation. Certified Financial Planners, as well as Registered Investment Advisors are held to a fiduciary standard, which means they must act in a client's best interest. Look for experience and make sure they provide customized advice.

The CEPA (Certified Exit Planning Advisor) designation is the top credential for professional advisors who work with and help business owners build more valuable companies, have stronger personal financial plans, and align their personal goals.  The CEPA designation enhances my ability to understand what business owners are going through and have valuable conversations around growth and exit.

Most people think all financial planners are “certified,” but this isn’t true. Anyone can use the title “financial planner.” Only those who have fulfilled the certification and renewal requirements of CFP Board can display the CFP® certification trademarks which represent a high level of competency, ethics and professionalism. And because they are held to a fiduciary standard of care when providing financial planning services, a CFP® professional is required to act in your best interest. Source of Information: CFP Board.

No.  We do not sell any type of products and do not receive commissions of any kind.

A fiduciary is a person or organization that owes to another the duties of good faith and trust. Status as a fiduciary is the gold standard in wealth management and means the adviser is legally obligated to act in your best interests. As a Fiduciary I serve solely you the client and no one else. Most advisors are registered brokers or insurance agents and don't always have to put your interests first.

Capable Wealth is a fiduciary to its clients. A fiduciary is someone in a position of trust and confidence that must place the interests of those they serve ahead of their own. While the law is not entirely settled on whether a financial planner must serve in a fiduciary capacity, we believe they do and should. Capable Wealth embraces this role and the responsibility of always placing the client first.

A fiduciary has the highest ethical obligation to put your interests ahead of their compensation and any other considerations. I am a fiduciary – this is a fundamental value of mine and I wouldn’t have it any other way.

You can get started by scheduling an Introductory Meeting via the booking form on our contact page. We are excited to get to know you and will be happy to answer any questions you have regarding our process, services, philosophy, or any other related questions.