Most people battle with overspending. But for a portion of the population, the fear of financial hardship, and guilt brought on by outlandish headlines causes them to struggle with spending in a different way - they feel bad about spending on themselves. This isn't constructive, either, and there are ways to avoid it.

Having a strong grasp on your finances is important for everyone. It helps eliminate stress, and provides you with control over your life. But many struggle to accomplish this because they build it up to be such a daunting task. New research has shown us that you can go far by focusing on "small wins."

For a long time the path to a better life has gone through colleges and universities. It seemed like anyone you spoke with knew that the only way to get ahead was to get an advanced education. But the thought process is changing, and the reasons NOT to attend college are mounting.

Every purchase you make has an affect on your wealth. Most people only see the sticker price of their purchase, and miss either the long term costs; and worse yet, the qualitative affects it can have. By focusing more on how things will be after your purchase, it will shed light on the true cost - and potential stress.

Many people get caught up in the "lifestyles of the rich and famous," and start believing this is the only way to live out your dreams. But your dreams are yours, alone, and you don't have to amass a certain level of wealth to start living them.

Many financial experts will tell you that it's a bad idea to spend your money on things that aren't necessary. Any spending over the bare necessities is a waste, and you are hurting your wealth building. I disagree. I think there are a number of key reasons why you should spend on nice things!

Comparing yourself to those around you is incredibly common. It's so prevalent that there is a term called "Keeping up with the Joneses" that shows how people are always trying to outdo one another. But avoiding this mentality is incredibly important if you have any intentions of building wealth.

There are many areas you can focus on in personal finance. People often gravitate toward investing, but in the early stage of someone's life the more important thing to focus on is savings rate. In this post we're breaking down exactly why that is.

There are many valuable life lessons you can learn while playing sports. But some lessons that often go unnoticed are those that relate to building wealth. In this post, we're talking about the similarities shared between body builders and those who are building wealth.

In finance, one of the most scary words for people is "Budget." It brings up negative emotions of having to say "no" to the things you desire. But there are two parts to budgeting - forward looking, and backward looking. A spending analysis looks backwards, and it can be a powerful ally.

Mindset is one of the biggest factors in deciding which path you will follow - The path to wealth, or the path to poverty. How you use your time all depends on your mindset. In this article, we're diving into how the rich focus on increasing the amount of time they have, and the poor waste that time.

There are countless stories of people losing vast fortunes. One in particular is of Curt Schilling losing $50 Million in a video game development company. But how does this happen? What causes people to risk everything, exposing themselves to financial peril? Let's dig in...

Most people go about their daily lives and never accomplish much when it comes to building wealth. Years will go by and they'll be surprised by the fact that they're in the same position, financially. But this is usually driven by a lot of small decisions - actions that lead us down one of two paths.

Building wealth isn’t just about knowing the right steps to take and then taking them – it truly is a lifestyle and mentality. You certainly have to understand the mechanics of finance, but you also have to LIVE it. Part of that is understanding the psychology of building wealth, and not letting it control you.

College costs have skyrocketed over the last 30 years, increasing over 200% from 1988 - 2018. Many graduates are leaving college with heavy financial burdens placed on them by the debt. But some aren't. Some are choosing a different path, and opting for a pay-as-you-go version of college. Is it better?

It's easy to get lost in the endless barrage of pictures and articles of the rich and famous buying high-priced cars, homes, yachts, among other luxury goods. You might even begin to think that focusing on obtaining those things is a path toward wealth. Don't be confused and end up fixated on the wrong things.

Most people have at one point purchased a lottery ticket. They've sat back and thought about all of the amazing things they would do if they won - how their life would change. Unfortunately, the reality is much worse than you'd expect. Not only are the odds against you, but many past winners regret having ever won!

When making a new purchase you always want to minimize the price you end up paying, whether it's a new car or your first home. But the next step is making the decision between focusing on the short-term and long-term cost. This decision can have a dramatic effect on your wealth-building goals.

If you've ever seen an advertisement for learning how to trade stocks I hope you ignored it. This is one of the worst ways you can spend your time trying to build wealth. This article will walk you throw why this is so, and provide some much better alternatives.

The debate between using debit or credit cards is one that continues on in the world of personal finance. There are certainly benefits to both, but when a person is having trouble managing their debt, the decision becomes quite clear - at least, it should.