The Capable Wealth Blog
Before Midnight December 31: The Surgeon's Final Financial Checklist
December brings a crowded calendar—and tax deadlines that cannot always wait. This 2026 year-end tax planning checklist helps physicians prioritize retirement contributions, Roth conversions, charitable giving, and practice-related tax decisions while identifying which deadlines extend into 2027.
The Practice Year-End Financial Review: Five Questions to Ask Before the Books Close
Proposed 2027 Medicare payment changes could put pressure on orthopedic practice revenue. These five year-end planning questions help surgeons assess reimbursement exposure, review commercial contracts, evaluate procedure margins, and prepare tax strategies and budgets before committing to next year’s expenses.
Three Things to Close Before December 31, and One Thing to Stop Doing
Year-end planning can help surgeons identify time-sensitive decisions before December 31. Learn how to review 2026 retirement-plan contributions, charitable giving, payroll withholding, and estimated-tax obligations—while recognizing that deadlines and tax treatment depend on your plan, income, and individual circumstances.
Behind on Retirement Contributions? The Payroll Math That Closes the Gap by December 31
Are your 2026 retirement-plan contributions on pace? Learn how surgeons and physicians can review 401(k) payroll deferrals, use the enhanced catch-up contribution available at ages 60 through 63, account for the 2026 Roth catch-up rule for certain higher earners, and coordinate year-end cash balance plan funding.
The Q4 Tax Playbook: 7 Moves Before December 31, Six Figures in Savings
Year-end tax planning is most effective before December. Explore seven tax-planning areas surgeons and practice owners should review now, including 401(k) contributions, cash balance plans, tax-loss harvesting, HSAs, charitable giving, income timing, and qualifying equipment purchases.
5 Year-End Tax Moves You Have to Start in July (August Is Already Too Late for Two of Them)
Most surgeons start year-end tax planning too late—and leave tens of thousands of dollars on the table. This article outlines a five-month protocol for surgeon practice owners, detailing how donor-advised funds, equipment purchases under Section 179, retirement plan amendments, Roth conversions, and installment sale planning must be sequenced from July through December to maximize 2026 tax savings.